What's New In Investments, Funds? – Singlife

Editorial Staff

25 September 2026

Singlife
has launched Singlife Heritage Reserve, a US dollar-denominated participating whole of life insurance plan designed for long-term wealth accumulation, legacy planning and multi-generational wealth transfer.

The plan brings together long-term growth potential, succession planning tools and liquidity options within a single policy structure, the Singapore-headquartered firm said in a statement yesterday.

Through the participating fund, it offers potential upside from the terminal bonus and assurance through a guaranteed cash surrender value. The plan also incorporates succession planning options such as transfer of ownership, contingent owner, joint ownership, change of life assured and appointment of a secondary life assured, so that the plan can adapt to changing family circumstances.

The plan is flexible in how benefits are distributed on death through a legacy continuation option and death benefit payout option. Via the bonus access option and care support income option, policyholders can access the terminal bonus without surrendering the policy, giving them liquidity as their needs change.

With a currency conversion option, benefit payments and withdrawals can be received in Singapore dollars, US dollars, sterling, euros, Australian and Hong Kong dollars.

“As wealth grows, so does the importance of planning for what comes next. Increasingly, affluent individuals are looking beyond accumulation towards legacy and succession, seeking ways to preserve, manage and transfer wealth across generations. Singlife Heritage Reserve was designed to help customers do that with greater flexibility and control,” Helen Shen, group head of products, Singlife, said.