Standard Bank is launching the latest in its series of structured growth solutions offering investors a choice of linking returns to either ...

Standard Bank is launching the latest in its series of structured growth solutions offering investors a choice of linking returns to either a basket of commodities or some of the world’s leading equity indices, whilst also offering 100 per cent capital protection and unlimited growth potential, if held to maturity.

The Commodity Bonus Accelerator is linked to an equally weighted basket of commodities consisting of aluminium, nickel and zinc.

Investors will receive an enhanced return of 120 per cent of the potential growth of the basket at maturity. And if any one or more of the three commodities is valued at or above its starting level at maturity, a bonus of 9 per cent will be paid.

The World Growth Lock-In is linked to an equally weighted basket of leading equity indices: the S&P 500, Dow Jones Eurostoxx 50 and the Nikkei 225.

Through these indices, investors receive 100 per cent of the potential basket growth at maturity with exposure to the US, Europe and Asia.

If the basket has risen by 20 per cent or more on any of the four anniversaries of the launch of the product, a 20 per cent return is locked in and investors are guaranteed to receive this amount as a minimum return at maturity. Investors will continue to benefit from positive basket growth in excess of any locked-in returns at maturity.

Both products are available denominated in sterling and US dollars and run for four and a half years from the launch date of 23 March 2007. They offer unlimited growth potential with full capital protection, if held to maturity. The minimum investment is £10,000 or $20,000.